Free Rental ROI Calculator
Calculate gross and net rental yield, annual cash flow, and cap rate. 100% in your browser.
How It Works
Enter monthly rent, utilities, deposit amount, lease duration, and annual rent increase percentage. The calculator shows total cost over the lease term, effective monthly cost including deposit amortization, and a year-by-year breakdown with escalation. Compare multiple scenarios to negotiate better terms.
When to Use It
- Comparing two or more rental properties by calculating the true total cost including all fees and escalations.
- Budgeting for a move by understanding the full financial commitment of a lease before signing.
- Negotiating lease renewal terms by modeling the impact of different rent increase percentages over time.
Frequently Asked Questions
Does it account for annual rent increases?
Yes. Enter the annual escalation percentage and the calculator compounds it year over year. For example, a 3% annual increase on 1,000/month becomes 1,030 in year 2 and 1,061 in year 3. This gives you the realistic total cost over the full lease term.
Should I include utilities in the rent calculation?
Yes. True housing cost includes rent plus utilities (electricity, gas, water, internet). Some rentals include utilities in the price; others do not. Enter the total monthly housing expense for accurate comparisons between properties.
How is the deposit factored in?
The deposit is included in the total cost calculation as an upfront payment. The effective monthly cost amortizes the deposit across the lease term, giving you a more accurate picture of your true monthly expense. If the deposit is refundable, your actual cost at lease end is lower.
All calculations happen in your browser. No data is sent to any server.